CHAPTER 12. LIFE AND HEALTH DIVISION  


11 NCAC 12 .0101. GENERAL PROVISIONS
11 NCAC 12 .0102-0103. REPEALED
11 NCAC 12 .0201. PRE‑EXISTING CONDITIONS AND RENEWABLE AT COMPANY OPTION
11 NCAC 12 .0202-0203. REPEALED
11 NCAC 12 .0204. NOTICE FOR REVISION OF RATES FOR NON‑PROFIT SERVICE CORP
11 NCAC 12 .0205-0207. REPEALED
11 NCAC 12 .0208. MEDICARE AND MEDICAID ‑ BUYER'S GUIDE
11 NCAC 12 .0301. GENERAL PROVISIONS [REPEALED]
11 NCAC 12 .0302. APPLICATION FOR INSURANCE REQUIRED [REPEALED]
11 NCAC 12 .0303. REBATES ON INSURANCE COMPANIES EMPLOYEES: PROHIBITED [REPEALED]
11 NCAC 12 .0304. SEX DISCRIMINATION ON APPLICATIONS
11 NCAC 12 .0305. TWISTING OR OTHER PRACTICES INJURIOUS TO THE PUBLIC [REPEALED]
11 NCAC 12 .0306. LIFE: HEALTH AND ACCIDENT COVERAGES: POLICY OUT OF STATE
11 NCAC 12 .0307. FILING APPROVAL: LIFE: ACCIDENT AND HEALTH FORMS [REPEALED]
11 NCAC 12 .0308. BANK CREDIT CARD FACILITY AVAILABLE FOR PREMIUM PAYMENT [REPEALED]
11 NCAC 12 .0309. APPLICATION: BYLAWS: RULES: PART OF THE POLICY CONTRACT
11 NCAC 12 .0310. INDUSTRIAL INSURANCE
11 NCAC 12 .0311. LIMITATION ON AMOUNT OF CREDIT INSURANCE WRITTEN [REPEALED]
11 NCAC 12 .0312. ACCIDENTAL DEATH BENEFIT: INHALATION OF GAS: ETC
11 NCAC 12 .0313. DISABILITY BENEFIT: CONFINEMENT INDOORS
11 NCAC 12 .0314. INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTOR [REPEALED]
11 NCAC 12 .0315-0316. REPEALED
11 NCAC 12 .0317. ORIGIN OF SICKNESS: DESCRIPTION
11 NCAC 12 .0318. PREMIUM INCREASES: GROUP [REPEALED]
11 NCAC 12 .0319. SUBROGATION PROHIBITED
11 NCAC 12 .0320. SOUND HEALTH SHALL BE DEFINED
11 NCAC 12 .0321. RATE FILING: HMO
11 NCAC 12 .0322. REGULAR CARE AND ATTENDANCE OF A PHYSICIAN
11 NCAC 12 .0323. COMPLICATION OF PREGNANCY
11 NCAC 12 .0324. HIV AND AIDS DISCRIMINATION PROHIBITED
11 NCAC 12 .0325. OCCUPATIONAL INJURIES OR DISEASES [REPEALED]
11 NCAC 12 .0326. APPLICATION FOR INSURANCE REQUIRED
11 NCAC 12 .0327. Y2K INTERIM CLAIM PAYMENTS [REPEALED]
11 NCAC 12 .0328. ELIGIBLE INDIVIDUAL COVERAGE
11 NCAC 12 .0329. SUBMISSION REQUIREMENTS: FORM AND RATE FILINGS
11 NCAC 12 .0330. NOTICE OF A CLOSED BLOCK OF INDIVIDUAL BUSINESS
11 NCAC 12 .0331. HEALTH INSURANCE RISK POOL NOTICE LANGUAGE REQUIREMENTS
11 NCAC 12 .0332. REVIEW/AUDIT OF THIRD PARTY ADMINISTRATORS
11 NCAC 12 .0401. LIFE: GENERAL NATURE [REPEALED]
11 NCAC 12 .0402. FAMILY LIFE POLICIES AND DEPENDENT TERM RIDERS [REPEALED]
11 NCAC 12 .0403. TERMINATION OF LIFE INSURANCE: EMPLOYEE‑EMPLOYER CONTRACTS
11 NCAC 12 .0404. APPLICATIONS WHICH FINANCE THE FIRST YEAR'S PREMIUM
11 NCAC 12 .0405. LIFE INSURANCE: TOTAL AND PERMANENT DISABILITY BENEFITS
11 NCAC 12 .0406. GROUP LIFE INSURANCE: COLLECTION FEE
11 NCAC 12 .0407. GROUP LIFE INSURANCE: DEPENDENT BENEFIT
11 NCAC 12 .0408-0413. REPEALED
11 NCAC 12 .0414. GROUP LIFE: STATE EMPLOYEES: OTHER POLITICAL SUBDIVISION [REPEALED]
11 NCAC 12 .0415. LIFE APPLICATION
11 NCAC 12 .0416. LIFE APPLICATION: GUARANTEED ISSUE
11 NCAC 12 .0417-0418. REPEALED
11 NCAC 12 .0419. FILING AND APPROVAL OF VARIABLE ANNUITY CONTRACTS
11 NCAC 12 .0420. APPROVAL OF CONTRACTS: ADDITIONAL INFORMATION REQUIRED
11 NCAC 12 .0421. PREPARATION OF VARIABLE ANNUITY CONTRACT FILINGS
11 NCAC 12 .0422. CONTRACTS PROVIDING FOR VARIABLE BENEFITS
11 NCAC 12 .0423. REQUIRED REPORTS ON VARIABLE ANNUITY BUSINESS
11 NCAC 12 .0424. LIFE INSURANCE ADVERTISING: DEFINITIONS
11 NCAC 12 .0425. LIFE INSURANCE ADVERTISING: APPLICABILITY
11 NCAC 12 .0426. LIFE INSURANCE ADVERTISING: FORM AND CONTENT
11 NCAC 12 .0427. LIFE INSURANCE ADVERTISING: DISCLOSURE REQUIREMENTS
11 NCAC 12 .0428. LIFE INSURANCE ADVERTISING: IDENTITY OF INSURER
11 NCAC 12 .0429. LIFE INSURANCE ADVERTISING: LICENSING: STATUS OF INSURER
11 NCAC 12 .0430. LIFE INSURANCE ADVERTISING: STATEMENTS ABOUT THE INSURER
11 NCAC 12 .0431. LIFE INSURANCE ADVERTISING: ENFORCEMENT PROCEDURES
11 NCAC 12 .0432. LIFE INSURANCE ADVERTISING: ADVERTISING EXPENSE
11 NCAC 12 .0433. LIFE INSURANCE ADVERTISING: PRIOR REVIEW OR PRIOR APPROVAL
11 NCAC 12 .0434. VARIABLE LIFE INSURANCE: DEFINITIONS
11 NCAC 12 .0435. QUALIFICATION OF INSURER TO ISSUE VARIABLE LIFE INSURANCE
11 NCAC 12 .0436. INSURANCE POLICY REQUIREMENTS
11 NCAC 12 .0437. RESERVE LIABILITIES FOR VARIABLE LIFE INSURANCE
11 NCAC 12 .0438. SEPARATE ACCOUNTS
11 NCAC 12 .0439. INFORMATION FURNISHED TO APPLICANTS
11 NCAC 12 .0440. APPLICATIONS
11 NCAC 12 .0441. REPORTS TO POLICYHOLDERS
11 NCAC 12 .0442. FOREIGN COMPANIES
11 NCAC 12 .0443. QUALIFICATION: FOR THE SALE OF VARIABLE LIFE INSURANCE
11 NCAC 12 .0444. SEPARABILITY ARTICLE [REPEALED]
11 NCAC 12 .0445. INTEREST CHARGES ON MISSTATEMENT OF AGE OR SEX
11 NCAC 12 .0446. SOUND HEALTH
11 NCAC 12 .0447. FREE LOOK PROVISION
11 NCAC 12 .0448. WAITING PERIODS ON LIFE INSURANCE RIDERS
11 NCAC 12 .0449. LIMITED INITIAL DEATH BENEFIT
11 NCAC 12 .0450. REQUIREMENT FOR MODIFIED PREMIUM LIFE INSURANCE
11 NCAC 12 .0451. POLICY LOAN INTEREST RATES [REPEALED]
11 NCAC 12 .0452-0456. REPEALED
11 NCAC 12 .0457. CREDIT INSURANCE: AUTOMOBILE LEASES [REPEALED]
11 NCAC 12 .0458. RESERVED FOR FUTURE CODIFICATION
11 NCAC 12 .0459. RESERVED FOR FUTURE CODIFICATION
11 NCAC 12 .0460. PREARRANGEMENT INSURANCE DISCLOSURE [REPEALED]
11 NCAC 12 .0461. USE OF SENIOR-SPECIFIC CERTIFICATIONS AND PROFESSIONAL DESIGNATIONS
11 NCAC 12 .0501. ACCIDENT AND HEALTH: GENERAL NATURE [REPEALED]
11 NCAC 12 .0502. RATE INCREASES FOR INDIVIDUAL AND BLANKET POLICIES [REPEALED]
11 NCAC 12 .0503. WAITING PERIOD
11 NCAC 12 .0504. APPROVAL OF FILING: 90 DAY DEEMER NOT IN EFFECT [REPEALED]
11 NCAC 12 .0505. MAIL ORDER APPLICATION: ACCIDENT AND HEALTH [REPEALED]
11 NCAC 12 .0506. MASS MARKETING APPLICATION
11 NCAC 12 .0507. FRATERNAL ORDERS: SOCIETIES AND ASSOCIATIONS [REPEALED]
11 NCAC 12 .0508. ACCIDENT AND HEALTH TRAVEL: NEWSPAPER SUBSCRIPTIONS
11 NCAC 12 .0509. ACCIDENT AND HEALTH INSURANCE: NATURAL DEATH BENEFIT
11 NCAC 12 .0510. ACCIDENT AND HEALTH INSURANCE: TOTAL TEMPORARY DISABILITY
11 NCAC 12 .0511. GROUP ACCIDENT AND HEALTH INSURANCE: EXCLUSIONS
11 NCAC 12 .0512. ACCIDENT AND HEALTH INSURANCE: EFFECTIVE DATE
11 NCAC 12 .0513. ACCIDENT AND HEALTH: RIDER OR ELIMINATION ENDORSEMENT
11 NCAC 12 .0514. COORDINATION: GROUP A/H CONTRACT BENEFITS: GROUP COVERAGES
11 NCAC 12 .0515. COUNTERSIGNATURE BY AGENT [REPEALED]
11 NCAC 12 .0516. ACCIDENT AND HEALTH ADVERTISING: RESPONSIBILITY OF INSURER
11 NCAC 12 .0517. ACCIDENT AND HEALTH ADVERTISING: DEFINITIONS
11 NCAC 12 .0518. ADVERTISING: DISCLOSURE OF REQUIRED INFORMATION
11 NCAC 12 .0519. ACCIDENT AND HEALTH ADVERTISING: FORM AND CONTENT
11 NCAC 12 .0520. ACCIDENT AND HEALTH ADVERTISING: PROHIBITIONS
11 NCAC 12 .0521. ACCIDENT: HEALTH ADVERTISING: EXCEPTIONS AND LIMITATIONS
11 NCAC 12 .0522. ACCIDENT AND HEALTH ADVERTISING: PRE‑EXISTING CONDITIONS
11 NCAC 12 .0523. ADVERTISING: RENEWABILITY AND TERMINATION
11 NCAC 12 .0524. ACCIDENT AND HEALTH ADVERTISING: TESTIMONIALS
11 NCAC 12 .0525. ACCIDENT AND HEALTH ADVERTISING: USE OF STATISTICS
11 NCAC 12 .0526. ACCIDENT AND HEALTH ADVERTISING OF PLAN OR POLICIES
11 NCAC 12 .0527. ACCIDENT AND HEALTH ADVERTISING: COMPARISONS: STATEMENTS [REPEALED]
11 NCAC 12 .0528. ACCIDENT AND HEALTH ADVERTISING: LICENSING AND STATUS
11 NCAC 12 .0529. ACCIDENT AND HEALTH ADVERTISING: IDENTITY OF INSURER
11 NCAC 12 .0530. ACCIDENT AND HEALTH ADVERTISING: GROUP IMPLICATIONS
11 NCAC 12 .0531. ADVERTISING: INTRODUCTORY OR SPECIAL OFFERS
11 NCAC 12 .0532. ACCIDENT: HEALTH ADVERTISING: STATEMENT ABOUT AN INSURER
11 NCAC 12 .0533. ACCIDENT AND HEALTH ADVERTISING: ADVERTISING FILE
11 NCAC 12 .0534. ACCIDENT AND HEALTH ADVERTISING: CERTIFICATE OF COMPLIANCE
11 NCAC 12 .0535. ACCIDENT AND HEALTH ADVERTISING: ADVERTISING EXPENSE
11 NCAC 12 .0536. ACCIDENT AND HEALTH ADVERTISING: PRIOR REVIEW OR APPROVAL
11 NCAC 12 .0537. PRE‑EXISTING CONDITIONS: INSURED'S AGE OVER 65 [REPEALED]
11 NCAC 12 .0538. ACCIDENT: HEALTH PROMOTIONAL MATERIAL: STICKERS REQUIRED
11 NCAC 12 .0539. NOTICE FOR REVISION OF RATES FOR NON‑PROFIT SERVICE CORP
11 NCAC 12 .0540. BLANKET AND FRANCHISE POLICIES
11 NCAC 12 .0541. NOTICE OF CLAIM: CREDIT INSURANCE
11 NCAC 12 .0542. ACCIDENT AND HEALTH APPLICATION: GUARANTEED ISSUE
11 NCAC 12 .0543. POLICIES CONTAINING A PRE‑EXISTING CONDITION EXCLUSION
11 NCAC 12 .0544. POLICIES RENEWABLE AT THE OPTION OF THE COMPANY
11 NCAC 12 .0545. OFFSET OF INCREASED SOCIAL SECURITY: GROUP DISABILITY [REPEALED]
11 NCAC 12 .0546. DIAGNOSIS OF CANCER
11 NCAC 12 .0547. WAITING PERIOD [REPEALED]
11 NCAC 12 .0548. INSURANCE FOR MEDICARE ELIGIBLE
11 NCAC 12 .0549. CONVERSION POLICIES: HOSPITAL ROOM RATES
11 NCAC 12 .0550. ORTHODONTIC COVERAGE LIMITATIONS
11 NCAC 12 .0551. CANCER INSURANCE REQUIREMENTS
11 NCAC 12 .0552. TEMPOROMANDIBULAR JOINT DYSFUNCTION [REPEALED]
11 NCAC 12 .0553. EXCESS INSURANCE: NON‑DUPLICATION OF COVERAGE
11 NCAC 12 .0554. STOP‑LOSS COVERAGE ‑ REQUIREMENTS [REPEALED]
11 NCAC 12 .0555. LONG‑TERM CARE POLICY REQUIREMENTS
11 NCAC 12 .0556. HOME HEALTH CARE POLICY REQUIREMENT
11 NCAC 12 .0557. POLICIES CONTAINING A TERMINATION OR CANCELLATION PROVISION
11 NCAC 12 .0558. PREMIUM REVISION [REPEALED]
11 NCAC 12 .0559. PRECERTIFICATION
11 NCAC 12 .0560. UNIFORM CLAIM FORMS [REPEALED]
11 NCAC 12 .0561. DEDUCTIBLES AND COPAYMENTS BASED ON REAL COST
11 NCAC 12 .0562. UNEARNED PREMIUM
11 NCAC 12 .0563. WEIGHTED AVERAGE: MENTAL ILLNESS BENEFITS COVERAGE
11 NCAC 12 .0601. PURPOSE AND SCOPE
11 NCAC 12 .0602. DEFINITION OF REPLACEMENT
11 NCAC 12 .0603. OTHER DEFINITIONS
11 NCAC 12 .0604. EXEMPTIONS
11 NCAC 12 .0605. DUTIES OF PRODUCERS
11 NCAC 12 .0606. DUTIES OF THE EXISTING INSURER
11 NCAC 12 .0607. DUTIES OF INSURERS THAT USE PRODUCERS (EFFECTIVE AUGUST 1, 2004)
11 NCAC 12 .0608. DUTIES OF INSURERS WITH RESPECT TO DIRECT RESPONSE SOLICITATIONS
11 NCAC 12 .0609. VIOLATIONS AND PENALTIES
11 NCAC 12 .0610. SEVERABILITY
11 NCAC 12 .0611. NOTICE REGARDING REPLACEMENT
11 NCAC 12 .0612. DUTIES OF REPLACING INSURERS THAT USE PRODUCERS
11 NCAC 12 .0701. LIMITATION ON AMNT OF CR LIFE/CR ACCIDENT/HEALTH INS WRITTEN
11 NCAC 12 .0702. INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTOR
11 NCAC 12 .0703. CALCULATION - UNEARNED PREMIUM REFUNDS: CREDIT LIFE & CREDIT ACCIDENT/HEALTH INSURANCE
11 NCAC 12 .0704. MISSTATEMENT OF AGE: CREDIT LIFE AND HEALTH INSURANCE
11 NCAC 12 .0705. REFUND OF UNEARNED PREMIUM AT DEATH: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCE [REPEALED]
11 NCAC 12 .0706. SUICIDE: CREDIT LIFE INSURANCE
11 NCAC 12 .0707. NOTICE OF CLAIM: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCE
11 NCAC 12 .0708. AMOUNT/CREDIT LIFE INSURANCE/TRANSACTIONS OF GREATER THAN 120 MONTHS DURATION
11 NCAC 12 .0709. UNIFORM DECREASING COVERAGE: CREDIT LIFE
11 NCAC 12 .0710. ACTUARIALLY EQUIVALENT: CREDIT LIFE
11 NCAC 12 .0711. MOTOR VEHICLE LEASES
11 NCAC 12 .0712. TRUNCATED COVERAGE NOTICE
11 NCAC 12 .0713. REVOLVING OR OPEN‑END CREDIT INSURANCE
11 NCAC 12 .0714. REFUND OF UNEARNED PREMIUM FOR CREDIT INSURANCE
11 NCAC 12 .0801-0814. REPEALED
11 NCAC 12 .0815-.0816. REPEALED
11 NCAC 12 .0817. DEFINITIONS
11 NCAC 12 .0818-.0822. REPEALED
11 NCAC 12 .0823. FILING REQUIREMENTS FOR OUT‑OF‑STATE GROUP POLICIES [REPEALED]
11 NCAC 12 .0824-.0830. REPEALED
11 NCAC 12 .0831-0833. REPEALED
11 NCAC 12 .0834. PERMITTED COMPENSATION ARRANGEMENTS [REPEALED]
11 NCAC 12 .0835-.0838. REPEALED
11 NCAC 12 .0839. MEDICARE SELECT POLICIES AND CERTIFICATES [REPEALED]
11 NCAC 12 .0840-.0842. REPEALED
11 NCAC 12 .0843. NAIC MEDICARE SUPPLEMENT INSURANCE MINIMUM STANDARDS MODEL ACT
11 NCAC 12 .0901. ORGANIZATIONAL STRUCTURE [REPEALED]
11 NCAC 12 .0902-0903. REPEALED
11 NCAC 12 .0904. REQUIREMENTS FOR UTILIZATION REVIEW [REPEALED]
11 NCAC 12 .0905-0917. REPEALED
11 NCAC 12 .0918-0919. REPEALED
11 NCAC 12 .1001. APPLICABILITY AND SCOPE [REPEALED]
11 NCAC 12 .1002. DEFINITIONS
11 NCAC 12 .1003. POLICY DEFINITIONS; APPEALS
11 NCAC 12 .1004. POLICY PRACTICES AND PROVISIONS
11 NCAC 12 .1005. CONTINUATION OR CONVERSION
11 NCAC 12 .1006. REQUIRED DISCLOSURE PROVISIONS
11 NCAC 12 .1007. PROHIBITION OF POST‑CLAIMS UNDERWRITING
11 NCAC 12 .1008. MINIMUM STANDARDS FOR HOME HEALTH CARE BENEFITS
11 NCAC 12 .1009. REQUIREMENT TO OFFER INFLATION PROTECTION
11 NCAC 12 .1010. REQUIREMENTS FOR REPLACEMENT
11 NCAC 12 .1011. DISCRETIONARY POWERS OF COMMISSIONER
11 NCAC 12 .1012. RESERVE STANDARDS
11 NCAC 12 .1013. LOSS RATIO
11 NCAC 12 .1014. FILING REQUIREMENT
11 NCAC 12 .1015. STANDARD FORMAT OUTLINE OF COVERAGE
11 NCAC 12 .1016. PERMITTED COMPENSATION ARRANGEMENTS
11 NCAC 12 .1017. REQUIREMENTS FOR ADVERTISING
11 NCAC 12 .1018. STANDARDS FOR MARKETING
11 NCAC 12 .1019. REPLACEMENT POLICIES
11 NCAC 12 .1020. SHOPPER'S GUIDE
11 NCAC 12 .1021. REPORTING
11 NCAC 12 .1022. PROTECTION AGAINST UNINTENTIONAL LAPSE
11 NCAC 12 .1023. INCONTESTABILITY PERIOD
11 NCAC 12 .1024. PROHIBITED POLICY PRACTICE
11 NCAC 12 .1025. SUITABILITY
11 NCAC 12 .1026. NONFORFEITURE BENEFIT REQUIREMENTS
11 NCAC 12 .1027. REQUIRED DISCLOSURE OF RATING PRACTICES TO CONSUMERS
11 NCAC 12 .1028. PREMIUM RATE SCHEDULE INCREASES
11 NCAC 12 .1029. SCOPE AND APPLICATION
11 NCAC 12 .1030. LONG-TERM CARE PARTNERSHIP STANDARDS
11 NCAC 12 .1101. APPLICATION
11 NCAC 12 .1102. DEFINITIONS
11 NCAC 12 .1103. GENERAL REQUIREMENTS
11 NCAC 12 .1104. SPECIFIC REQUIREMENTS FOR CERTAIN OFFERS
11 NCAC 12 .1105. DISCLOSURE REQUIREMENTS
11 NCAC 12 .1106. DISABILITY INSURANCE PLANS
11 NCAC 12 .1107. DISCLOSURE OF CONSOLIDATION TO THE DEPARTMENT
11 NCAC 12 .1201. PURPOSE AND APPLICATION
11 NCAC 12 .1202. DEFINITIONS
11 NCAC 12 .1203. TYPE OF PRODUCT
11 NCAC 12 .1204. ASSIGNEE/BENEFICIARY
11 NCAC 12 .1205. CRITERIA FOR PAYMENT
11 NCAC 12 .1206. DISCLOSURES
11 NCAC 12 .1207. EFFECTIVE DATE OF THE ACCELERATED BENEFITS
11 NCAC 12 .1208. WAIVER OF PREMIUMS
11 NCAC 12 .1209. DISCRIMINATION
11 NCAC 12 .1210. ACTUARIAL STANDARDS
11 NCAC 12 .1211. ACTUARIAL DISCLOSURE AND RESERVES
11 NCAC 12 .1212. LONG-TERM CARE BENEFITS ACCELERATION
11 NCAC 12 .1301. DEFINITIONS
11 NCAC 12 .1302. SCOPE
11 NCAC 12 .1303. POLICY FORMS AND APPROVALS
11 NCAC 12 .1304. COMPLIANCE
11 NCAC 12 .1305. PROHIBITED ACTS
11 NCAC 12 .1306. REINSURANCE POOL [REPEALED]
11 NCAC 12 .1307. GUARANTEED ISSUE AND RENEWAL
11 NCAC 12 .1308. ELECTIONS BY CARRIERS
11 NCAC 12 .1309. FAIR MARKETING STANDARDS
11 NCAC 12 .1401. APPLICABILITY AND SCOPE
11 NCAC 12 .1402. DEFINITIONS
11 NCAC 12 .1403. GENERAL REQUIREMENTS
11 NCAC 12 .1404. DISCLOSURE REQUIREMENTS
11 NCAC 12 .1501. DEFINITIONS
11 NCAC 12 .1502. REQUIREMENTS FOR USE OF HCFA FORM 1450 (UB92)
11 NCAC 12 .1503. REQUIREMENTS FOR USE OF HCFA FORM 1500
11 NCAC 12 .1504. REQUIREMENTS FOR USE OF THE CURRENT ADA DENTAL CLAIM FORM
11 NCAC 12 .1505. MANAGED CARE FORMS
11 NCAC 12 .1506. ELECTRONIC FORMAT STANDARDS
11 NCAC 12 .1507. ATTACHMENT FORM OR FORMAT
11 NCAC 12 .1508. MEDICARE SUPPLEMENT PAYORS
11 NCAC 12 .1509. PATIENT SUBMITTED CLAIM FORMS
11 NCAC 12 .1601. DEFINITIONS
11 NCAC 12 .1602. GENERAL REQUIREMENTS
11 NCAC 12 .1603. DISCLOSURE REQUIREMENTS
11 NCAC 12 .1604. ACCOUNTING
11 NCAC 12 .1701-.1709. REPEALED
11 NCAC 12 .1710. DEFINITIONS
11 NCAC 12 .1711. LICENSE REQUIREMENTS
11 NCAC 12 .1712. VIATICAL SETTLEMENT BROKERS
11 NCAC 12 .1713. STANDARDS FOR EVALUATION OF REASONABLE PAYMENTS
11 NCAC 12 .1714. REPORTING REQUIREMENTS
11 NCAC 12 .1715. GENERAL RULES
11 NCAC 12 .1716. CONTRACTS AND PAYMENT OF PROCEEDS
11 NCAC 12 .1717. ADVERTISING MATERIAL
11 NCAC 12 .1718. DISCLOSURE
11 NCAC 12 .1719. PROHIBITED PRACTICES
11 NCAC 12 .1720. INSURANCE COMPANY PRACTICES
11 NCAC 12 .1801. APPLICABILITY
11 NCAC 12 .1802. DEFINITIONS
11 NCAC 12 .1803. GENERAL REQUIREMENTS
11 NCAC 12 .1804. DISCLOSURE REQUIREMENTS
11 NCAC 12 .1901. DEFINITIONS
11 NCAC 12 .1902. UNFAIR OR DECEPTIVE ACTS OR PRACTICES
11 NCAC 12 .1903. JUSTIFICATION OF ADVERSE INSURANCE DECISIONS